Checkbook and account record



June 10, 1941. A

. A. FINNILA CHE cKBoox AND ACCOUNT RECORD Filed Jan. 15, 1941.:

ABC. BANK N r n rn au" or V s f uns IN V EN TOR.

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ATTORNEY Patented June 10, 1941 UNITED STATES PATENT QFFICE CHECKBOOKAND ACCOUNT RECORD l Alfred A. Finnilmsan Francisco, Calif.

Application. January 15, 1940, Serial No. 313,912

1 Claim.

My invention relates to books, such as check books o1' receipt books inwhich there is a stub remaining after removal of part of a page.

One object of my invention is to provide a check book or other bookhaving stubs with the stubs arranged in overlapping relationship, sothat data showing on each underlying stub can be read Without disturbingthe stubs lying on top and having interposed between each group of stubsa record transfer sheet, the major portion of which lies exposed at theside of the stub. On this record sheet are aligned record spaces so thatdata appearing on the exposed portion of the stub :can be directlytransferred to the proper line and column on the record transfer sheet.

Another object of my invention is to simplify the keeping of records andparticularly 'to minimize the chan-ce for error in overlooking an entry.This is accomplished because, with myv device, on the record transfersheet on which the records are copied from the stubs, the linesv arealigned with the exposed portions on each check stub.

Another object of my invention is to provide a record book in which thestulbs form part of the permanent record and are equivalent to a dailyjournal.

Another object of my invention. is to provide a method for themanufacture of a book having l stubs arranged in overlapping (orunderlapping) relationship so as to facilitate the economicalmanufacture of the device.

In the accompanying drawing, forming a part of this specification, andin which like numerals are employed to designate like parts throughoutthe same:

Fig. 1 is a View in perspective of the book embodying one form of myinvention, the book being turned up at one corner showing how each groupof sheets is bound together as a part of the process of manufacture;

Fig. 2 is a top plan view of this form of the invention with the checksor receipts torn off, leaving the stubs, and with the record transfersheet inserted; and

Fig. 3 is a plan view of the inner edge of the record transfer sheetshowing one form of slotting permitting insertion of the record sheetbetween the groups of stubs.

Referring now to Fig. 1, the form of device chosen for illustration ofmy invention is the checkbook, in which the checks l and attached stubsIl are shown in overlapping relationship and the stubs are bound at theleft edge by a yspiral binding I 2 Any other form of binding may beemployed, such as a. ring binder, without departing from my invention.The binding l2 is preferably arranged with a backing 13 to which arehinged cover Irl and back l5.

As will be noted from the turned-up lower right hand corner of thechecks la, they are secured together by means of a tape l. A similartape I1, shown by the dotted line at the left edge of the stubs (Fig.1), secures them in proper spaced relation. This tape is applied beforethe checks are punched for binding. In place of the tape a spot ofadhesive lmay he applied to the adjacent portions of the checks andstubs at the time they are placed in the proper spaced relation. Whenthis adhesive is used, it is arranged in a very small spot so that thechecks are easily separated, for tearing from the stubs. Where the `tapeis used, once the checks are punched and bound by the spiral binding I2or by suitable rings, the tapes i6 and l1 may be removed, although thisis not necessary. In place of the checks, the forms may be lled out asreceipts, notes, or any other form of record on which a stub is kept.

The checks, for instance, have the usual data printed thereon and inthis particular illustra tion the stubs are arranged so that on theunderlapping portion of the under stub, there is provision for writingthe name ofthe payee, the amount of the check, and the number, or anyother brief memorandum; This feature is important because it enables onelooking at a yseries of stubs to detect immediately the one sought, andis a considerable advance over the old method in which the stubs overlieeach other and it is necessary lto examine them by lifting those lyingon top of each one.

Referring now to Fig. 2, in which the inven tion is illustrated after agroup of checks have been torn olf and distributed, we nd that the stubshave had lled in on the exposed underlapping portions the name of thepayee and the amount of the check. Also, the record transfer sheets 20have been inserted between this group of stubs. In this illustration thetransfer sheet is placed behind a ycomplete set of stubs, that is, a setextending the full depth of the checkbook. However, in instances wherethere is a day-today record transfer sheet made up, the record transfersheet may be inserted [between a lesser number of stubs, depending uponhow many have been used and filled out during the day.

It will be noted that the record transfer sheet has the horizontal linesarranged to correspond with the spacing on the underlapping portion ofeach stub. This prevents any error in transferring data from the stubsto the record transfer filled out with information from the stubs, it Y'can be left in place to constitute a record, or, it can be removed bymeans of the binding shown in Fig. 3, and placed in a separate binder.

It will thus be seen that by means of the record transfer sheets 2Ecombined with the stubs arranged in underlapping relationship, apermanent record is obtained which is equivalent to a daily journal andamounts to a great simplification in bookkeeping, especially formerchants not maintaining an extensive bookkeeping department.

While I have shown theV invention with the checks arranged from the topto the bottom with Veach lower check projecting under the one above,

the device may be arranged oppositely and have Vchecks projecting fromthe top, so that the rst check to be Written on would be at the Ibottom*of the page` This arrangement, however, is probably not as desirable,because of the data printed at the top and the distribution of transfersheets One method I have found advantageous to use in the manufacture ofthis device is to arrange the checks and stubs in the proper spacedrelation vertically, so that there is the required underlapping oroverlapping, and then to secure them in this position by means of tape,or an adhesive applied between each sheet. When so secured, they arethen taken to the punch or binder and the edges of the stubs areperforated with the properly spaced holes 30.

Several groups of these bound sheets are then superimposed and thebinding is fed through the holes. As soon as the binding is in place,the adhesive tape I6 and l1 may be removed, although this is notessential as the removal of the checks automatically severs theconnection.

While I have described my invention in one form Which I have foundadvantageous, I do not thereby intend to relinquish claim to any otherform which it may take, provided the alternative construction comeswithin the scope of the claim appended hereto.

What I claim is:

1. A combined check and record book comprising a plurality of sheetssecured at one end in superimposed relation, certain adjacent sheetsincluding stubs at their secured ends and outwardly extending checkportions detachable therefrom along contiguous lines of severance, saidcertain sheets being arranged in a group with the sheets in steppedrelation to expose an edge portion of each sheet below the sheet abovefor entry of data of the corresponding check, and a record transfersheet underlying said group of sheets and having record receiving spacesalignedwith the exposed portions of each stub of said stepped group ofsheets to form a contiguous extension thereof when the checks areremoved.

ALFRED A. FINNILA.

